This post was also published at Damsels in Success.

I know a lot of awesome Gen X and Gen Y women. In fact, the city of Madison, WI ranks in the top ten of both female creative class, and female super-creative class percentages in the nation (Charlottesville, VA and Bakersville, CA, rank first).Generation Y women, Hannah Seligson argues, are “making one of the fastest and unprecedented career ladder ascents in history.” Here are some observations about one of the most powerful groups of women in history:

Women are more business-minded than men… Springboard Enterprises reports that “women in the United States have an ownership stake of 50 percent or more in nearly half of all privately held businesses.” In fact, women are starting businesses at a rate of twice that of men, attracted to the flexible lifestyle of being your own boss.

And we’re successful at it. The gross sales of women-led companies grew 39 percent compared to 34 percent for all firms. Barron’s predicts that by 2010 a woman has a one in seven chance of having a powerful job post. In Australia, studies show that “women-led companies on average outperform those where there is no female leadership at the top,” while “law firms with more female partners have a higher per partner income than those with fewer.”

… but women don’t always want a man, or children. While men in leadership positions often have a family to support them, Gen X and Gen Y women put careers ahead of settling down. While this can be a lonely proposition, many Gen X and Gen Y women are not in a huge rush to find a man, get married and start popping out children.

In relationships, the men increasingly stay at home or hold a less stressful position. If we’re even in a relationship. Many of us are doing just fine without a man as a result of our highly independent lifestyle.

A lot of us aren’t even sure we want to have kids. And if we do, we want to adopt (anything to avoid having a foreign object pop out of our fitness-club bodies). The vast majority of women that do plan on having kids also plan on staying in the workforce.

Women are natural leaders. The millennial woman brand of leadership is more about changing the world than our own egos. Moreover, we’re change makers willing to defy the traditional structures of “command and control” leadership for a more collaborative and inclusive model.

Anna Quindlen writes, “by its very nature women’s leadership is about redefinition, while men’s leadership has been about maintaining the status quo… You’re less wedded to the shape of the table if you haven’t been permitted to sit at it.”

I’m not surprised to learn that women and men are switching roles. I see examples all around me of women embracing the power of now to lead the next generation. The more young women that get others to not only look past their age, but also any perceived inequities, the better off our world will be.

One last note. Over in the UK, academics have dubbed young women leaders as “’the Monstrous Army on the March’, women who cannot, will not be stopped.”

Well then. March on ladies.

These boots are made for leading.

As part of a new feature featuring female entrepreneurs, BizzyWomen had the chance to sit down with Hazel Walker, networking expert and  mother of 3.

Tell us about yourself? 
Hazel Walker:I am a mother of 3 adult children, I have owned my own businesses for 20 years now and I am always seeking new opportunities and challenges.  I own 3 businesses and a fourth possibility on the horizon. I believe that my purpose in this life is to be a contribution.  So everything I do I  ask myself, “Will this be a positive contribution to others.”  I love my life, it has not been an easy life, but I have learned and gained so much from each adversity.  Each one has come together to create the person I am today. 

What made you become an entrepreneur?
HW: It had never been my intention to be a business owner.  In my late twenties I found myself suddenly a single mother of 2 little girls and a go nowhere job with a bank.  When I asked my boss at that time for a raise and promotion, she said no and made this comment “No, and you need to get use to doing what you don’t like; you have two kids to feed.”  I gave my notice and left the job, went on welfare, got into a training program for Word Processing, (using a WANG) and completed the class early and number one!  I went to work for an entrepreneur and ran his office while he was starting a new telephone equipment business.  I was fascinated by the start up process, being your own boss…wow.  

I later married a man who owned an insurance agency and became a stay at home mom with 3 kids.  One evening after going with my daughter to a Girl Scout banquet, I came home to a missing husband and son.  After some phone calls, I found my husband in the hospital with a brain hemorrhage.  Our 4-year-old son had saved his life after a fall down the stairs.  My husband could no longer work and someone needed to learn to run that Agency.  

I had to get my insurance licenses, learn how to SELL insurance, learn how to underwrite insurance, learn how to run a business, learn how to network and how to manage my family at the same time.  It was truly trial by fire.  At this point, it was important for me to learn how to network to find more potential clients.  So I read everything I could get my hands on and about this time I was introduced to this small organization called “The Network” now called BNI.  I started a chapter and learned everything, then became an assistant director to the director of “The Network” and in 1998 bought the BNI Franchise (The Network) from her.   In 2000 I sold my agency, by the time I sold it, it had become ‘By Referral Only.’  

You see, adversity creates opportunity; I never ever would have become a business owner if my husband had not had such a tragic accident, (he later went on to find a job in the insurance industry, but nothing was ever the same for him.)  Adversity can make you or break you. Look for those opportunities that are often hidden in the smoke of the fire. 

Once I became a business owner, I found a passion for it.  I am a natural thrill seeker, and being an entrepreneur is a thrill.  Learning new things, new ways of doing things, and implementing them then teaching them to others is a thrill.    

Tell us about your business? 
HW: Today, I do many different things, all tied together.  I own and run a very successful award winning BNI Franchise in Central and Southern Indiana. I took a mortgage on my home and a loan from family members to buy the franchise, it was a very scary moment, but I acknowledged the fear and I did it anyway.  BNI is a referral organization allowing one person per profession in any individual chapter.  The purpose of the group is to build credibility with fellow members and pass referrals to one another in a non-competitive structured manner.  I learn a lot from BNI.  I became a Toastmaster to learn to be a better speaker, in becoming a better speaker I have become a better writer. 

I started training, speaking and consulting company called Crystal Synergies.  In this organization I began to develop programs to teach others. I joined the National Speakers Association to build my speaking and training business.  I speak at conferences around the world, write, coach women around starting and running their businesses so they become business owners and not just self-employed. 

Three years ago another opportunity came along with the Referral Institute.  Dr. Ivan Misner, founder of BNI and the world’s foremost authority on Networking, created the Referral Institute as a way of teaching others the value of networking well, with a system so that they could build businesses they love.  I bought that franchise; Referral Institute is only a few years old and has been voted a top franchise to own.   I will put 200 students through our Referral Dynamics Program here in Indiana this year, so I took another leap and opened my own training center.  

I am also working on a book with Dr. Misner and Frank DeRaffele called “Networking and Sex” looking at how the different genders build their networks.  In fact your readers can participate in the book by taking a quick survey at, http://www.surveymonkey.com/s.asp?u=204762616512 

How do you juggle the work/life balance issues? 
HW: I really do not try to balance them instead I work on having harmony in all areas of my life.  When you are a business owner, it is hard sometimes to find balance.  I was always trying to figure it out and felt like a failure when I could not make it happen, I could balance my check book but I could not balance my life.  The idea behind harmony is understanding that sometimes life is all about the family, and other times I have to really focus on the business to take it to a new place, and not feel guilty about what I am doing.  I have learned to weave my business, my family, my physical and spiritual life together, creating flow between them and accepting that there will never be perfect balance but there can be harmony.  When I gave up being guilty, when I gave up being perfect, I found harmony.  Today, I no longer have kids at home so it has become easier but family still requires attention, I have a mother, two grandmothers and 6 grandchildren who need to also fit into my life. 

Are there any obstacles that you face, in the fact that you are a woman? 
HW: Stress and Guilt.  When you are a female business owner and you have family, you tend to stress out over everything because you are seeking that elusive work life balance.  When I gave up the Balance and went for the Harmony, my stress and guilt lessened.  I have learned and I am still learning to be present in the moment.  If you are with your kids BE with the kids, not thinking about all the other things at work, when you are working, BE present with your task at hand, and when you are with your spouse BE 100% there in the moment, not being stressed and guilty.  Create Flow, manage a healthy calendar and run the business, don’t let the business run you. 

Otherwise, I would say that being a woman I have had to learn some of the techniques of men.  Like how to ask for the business, how to leverage my time and my network, how to delegate to others and how to toot my own horn. Women tend to wait for the business, we hope that our network will help us but we don’t ask or set clear expectation, we believe that we can do it all so we are not good at delegating to others or saying No, and we never ever toot our own horns we have to learn how to do that well.   Ask any guy about his accomplishments and he will rattle them off, ask a woman and she will have to think about it.  

What advice do you have for women thinking about starting their own businesses?
HW: 1.   Find your passion, if you start a business that you are passionate about you will be amazed at how much that will come across to others. People are attracted to people who are passionate who have energy. 

2.  Never ever stop learning always be willing to go to seminars, travel to conferences, ask someone to mentor your, pay a coach to help you be accountable.  Women don’t spend money on their success, they think they need to figure it out.  If you learn one thing at a seminar, or meet one person at a conference or a coach helps you be accountable to one important goal, it will make a difference in your life and your business. 

3.  Be Present, be in the moment.  Don’t let your mind wonder to other places and things, embrace what you are doing right now, take it in and rejoice in the now.  When you go to the next place or thing, start over and be present with that moment. 

4.  Mentor someone else.  You learn what you teach; when you are mentoring someone else, you will learn too.  Grow by helping others grow. 

5.  Have gratitude at the end of every day, journal all the things you are grateful for, the good, the bad and the impossible. 

I have an affirmation that I say every day, many times a day, “Today, I create wealth and prosperity for myself and others.”   

Thanks.