Tag Archive | "career move"

3 Cheers for Student Loan Repayment Reform!

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3 Cheers for Student Loan Repayment Reform!


Good news for career planners looking at education options and financing their next career move. If you have or will have U.S. government guaranteed student loans, your repayment plan may be based on your income level. What a concept! – and hard to believe it has taken this long to implement. You can learn more about the new plan and eligibility at the studentaid.ed.gov website. Jonathan Glater also wrote an excellent article about the new plan in The New York Times today.

And please make sure you max out your federal loan eligibility before turning to higher interest private loans.

Yes, there may be more paperwork to fill out but if you want to go to school, you’d better be able to fill out paperwork. Maybe that should be a foundation skill!

You can learn more at The Career Key website about resources for financing your education – and also at the Career Key Canada website. Canadians: After checking on CanLearn’s section on repayment, it doesn’t look to me as if Canada has a similar income based option for repaying loans. Please let me know if I’m wrong about that. Thanks!

This blog post was graciously submitted to BizzyWomen by The Career Key Blog, run by Juliet Wehr Jones, J.D.  The Career Key™ gives you expert help with your career search and career choices  career change, career planning, job skills, and choosing a college major. Our career assessment helps you find a career by matching your personality with careers and providing you complete and accurate information about each career you choose to explore.

Posted in Career, Managing MoneyComments (1)

The politics of self-promotion: women suck at it

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The politics of self-promotion: women suck at it


Self-promotion is necessary to get ahead today. And my conclusion is: men are so much better at it than women.

Now I know I can’t make broad sweeping generalizations about all women or all men – and I don’t plan to. Of course, there are exceptions to every rule. But more and more, it seems apparent to me that the rule is that women are more likely than men to be afraid to self-promote, even for their careers.

It started with my own frustration at myself. I agonized for 30 minutes today about an email I wanted to send to someone who I want to mentor me, but I haven’t talked to in a while. He is really successful in the field I want to be in, genuinely nice, and has given me career advice once before. Sounds easy, right? And yet I sat there agonizing: I can’t send this email. I don’t know what to say. I don’t want to sound stupid. And I definitely don’t want to come across as annoying.

I’ve been told once or twice that I’m good at self-promotion, but I usually laugh because the idea seems so funny. I’m still uncomfortable telling people about my blog even though so many successful people have told me what a great career move blogging is. And when I set up my website, I bought the domain and sat on it for months before actually creating a site because I was too afraid to do it.

So yeah, I guess I have done some self-promotion, because I recognize that you can’t get ahead without it. But that doesn’t make me good at it. Nor do I enjoy it. And oftentimes, I just choose not to do certain things because I don’t want to come off as a shameless self-promoter.

And it isn’t just me. I can’t be alone right? So I did some quick research.

  • Many women are so grateful to be offered a job that they accept what they are offered and don’t negotiate their salaries.
  • Women often don’t know the market value of their work: Women report salary expectations between 3 and 32 percent lower than those of men for the same jobs; men expect to earn 13 percent more than women during their first year of full-time work and 32 percent more at their career peaks.
  • Studies show that women, well, flunk at self-promotion. They just don’t embrace it. They worry more about a whole organization, and about the effects of their actions on other people, than about how to get themselves ahead.
  • In one study, eight times as many men as women graduating with master’s degrees from Carnegie Mellon negotiated their salaries. The men who negotiated were able to increase their starting salaries by an average of 7.4 percent, or about $4,000. In the same study, men’s starting salaries were about $4,000 higher than the women’s on average, suggesting that the gender gap between men and women might have been closed if more of the women had negotiated their starting salaries.

It’s a necessary evil: you have to do it if you ever want to be more successful, but it’s so damn hard. And there’s a fine line between self-promoting and bragging. Women don’t want to sound like they’re conceited or full of themselves.

And perhaps the most angering thing is: when women do self-promote, they get called all kinds of names. Hillary Clinton got the absolute worst of this treatment. No male presidential candidate would ever have to endure what she had to endure simply because she believed she was good enough to be President. And what was the most common insult hurled at her? “She’s too ambitious.”

Hello? In what planet is ambition a BAD thing? (And do you people who call her ambitious seriously think BARACK OBAMA IS NOT AMBITIOUS?!) No wonder women are afraid to self-promote: when women brag about their accomplishments it’s unseemly and they are attacked and criticized. When men self-promote, they’re just confident and charismatic. To quote Debra Condren: “Ambitious men are ‘go-getters,’ but ambitious women are ‘bitches.’”

The studies above already show that men are way better at asking for the salaries and jobs they want — and getting them. More men are politicians (Congress is only about 16% female) — perhaps because women feel so weird about asking for people’s attention and votes. And I feel like half the Tweets I see every day are from guys saying “Hey everyone check out my new blog post, please leave a comment”. Visit my website. Hire me. Get me a job. Help me. Look at the cool things I’m doing. Look at the interview I did! Look at the award I won!

I see these things everyday from men. I don’t think most of them even think twice about it. They are never afraid to just ask people for what they want; they’re never afraid of sounding like they’re bragging. Sure, some women are really good at it — obviously not everyone fits the rule. Some women are terrific at breaking the rule. But it’s called a rule for a reason: most people follow it.

So women, why do so many of us just suck at talking ourselves up? When are we going to start competing better? How do we even get past our own discomfort over it?

Oh, and I sent that email, by the way.

Like this post? Click here to subscribe to this blog. (yes, I know that is self-promotion. And I learned that trick from a female blogger. oh, the irony)

 

Nisha Chittal is a writer and journalist who currently serves as Associate Editor of CitizenJanePolitics.com and is a political columnist for UniversityChic.com. Her personal blog is Politicoholic, where she offers commentary on a range of topics, including but not limited to politics, technology, and the changing role of women and Generation Y in politics today.

Posted in Business 101, Career, Highlights, NetworkingComments (0)

Figuring out your next career move without settling

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Figuring out your next career move without settling


Penelope Trunk’s latest post on steps to figuring out your next career move only makes sense because most people don’t want the responsibility of change. They will read what she has to say, feel a bit uncertain, but will nod along anyway.

This is good for those people, most people. Most people either don’t have the balls or are not well-equipped to do what they want.

The can cross off the “career-equivalent of winning the lottery,” because that dream was making them feel anxious anyway. And while they love to write, they can see that it gives them some sort of peace to admit that they may not really love it if they never make time for it. They’re good to go with the cubicle.

This is all okay. It’s called settling. And it’s a viable option. A good one that will make you happy.

Some others, well, they’re not settling. They are different from most people. This is the group that seems to find the prize in the cereal box every time. They’re leaning into the wind and winning, and the book industry is making a good deal off the fact that most people want to be just like them.

Along with the crowd that is Oprah, I’m currently reading, A New Earth by Eckhart Tolle, in which the author predictably states that the book, “can only awaken those who are ready.”

It is both a shame and a triumph that the most banal statements are always the most obvious, the most difficult, and the most necessary.

The only way you can be ready is if you’re ruthlessly transparent, authentic and honest. In the book The Fifth Discipline, Peter Senge argues that a commitment to truth is a “restless willingness to root out the ways we limit or deceive ourselves from seeing what is, and to continually challenge our theories of why things are the way they are.”

This is much different than knowing that you’re afraid to talk to your crush because you have unrealistic expectations of the happy movie ending.

Rather, it’s an advocacy and inquiry that rivals trying to find the pot of gold at the end of the rainbow. Or if you’d prefer, finding the one good-looking guy at the bar on a Friday night.

There is a shortcut, the sound of settling. It’s comfortable like a blanket over your shoulders, spaghetti in your stomach, sex in the dark.

Settling leads to mediocrity. It’s the acceptance of the “good enough” status quo.

Successful people know that the gap between our vision and current reality “can make us feel hopeless. But the gap is also a source of energy,” Senge argues. “Truly creative people use the gap between vision and current reality to generate energy for change.”

In encouraging yourself to rely more on your concepts of reality, rather than your observations, and in discarding your dreams and goals in order to be realistic, to settle, you lose this creative tension.

That’s why Generation Y is uniquely positioned to create real change in our next career move. We’re idealistic and yet keenly aware of the world’s scorecard. We understand, as Senge argues, that “the juxtaposition of the two, the dream and the present reality, [is] the real force for change.”

Fall into the gap.

Posted in Career, Highlights, Networking, Social Media & BlogsComments (0)

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